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A property casualty insurer receives $ 6 . 3 2 million in premiums on its homeowners MP line of insurance. The insurer s policies are

A propertycasualty insurer receives $6.32 million in premiums on its homeowners MP line
of insurance. The insurers policies are written for a 1-year term, and 9 months have
elapsed on these policies so far. The lines losses and adjustment expenses amount to
$4,436,640 so far, commissions and other expenses are $1,655,840, and dividends are
$202,240. The insurer earns $265,440 in the investment of its premiums during these 9
months. Calculate the lines loss ratio, expense ratio, dividend ratio, combined ratio (after
dividends), investment ratio, operating ratio, and overall profitability. (Do not round
intermediate calculations. Round your answers to 1 decimal place. (e.g.,32.1))

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