A real estate investor is considering the purchase of a four$-$unit office building and has the following information. The purchase price is $$977,511$ with $$9,269$ in acquisition costs. The project can be financed with a first mortgage of $$786,321$ at an interest rate of $4\mathrm{.}8$ percent for $30$years, monthly payments. Financing costs $($discount points, etc.$)$ are estimated at $2\mathrm{.}4$ percent of the loan amount. There is a prepayment penalty of $3$ percent of the outstanding balance if the loan is paid off within the first $6$ years of the mortgage life. The property will be sold and mortgage loan repaid at the EOY $4.$

What is the amortized financing cost $($AFC$)$ for year $4$