A savings account associated with a high deductible health plan that allows participants to make tax-free contributions into their account and then use the money from the account to pay for qualifying healthcare expenditures.

Group of answer choices

Preferred savings account

Indemnity savings account

None of the above

High deductible savings account

High deductible savings plan

2. One area cited as creating a "market inefficiency" in healthcare is health insurance because it does what?

Group of answer choices

Insulates the consumer from the real cost

All of the above

None of the above

Reimburses based on negotiated rates

Utilizes managed care tactics

3. Group health insurance plans are regulated on the federal level by a federal regulations called:

Group of answer choices

Federal Health Insurance Act

None of the above

Employees Health Insurance Act

Group Health Plan Act

Health Insurance Act

4. Health insurance is typically offered and purchased through what structure or mechanism?

Group of answer choices

Hospitals

Employment

County Health Departments

Physicians

None of the above

5. An annual amount per plan year the health plan beneficiary must pay for covered healthcare services before insurance coverage begins is called the:

Group of answer choices

Copayment

Coinsurance

Premium

None of the above

Deductible

7. Both Medicare and Medicaid are federal healthcare programs that are administered at the federal level.

Group of answer choices

True

False

8. There are five separate health plans/programs within the Medicare program: Plans A, B, C, D & E.

Group of answer choices

True

False

9. Health insurance acts, in many cases, as a financing mechanism for enrollees regarding healthcare services anticipated or assumed that will be used and costs to be incurred in the future.

Group of answer choices

True

False

10. One of the characteristics of the U.S. healthcare system is fee-for-service reimbursement.

Group of answer choices

True

False

11. There is no clear evidence that urban providers offer a higher level of quality for the same services provided in a rural area.

Group of answer choices

True

False

12. Rural areas tend to have a greater supply of mental health providers on a per-capita basis than urban areas.

Group of answer choices

True

False

13. A hospital that is created to be owned, operated, or sponsored by the government is defined as a community hospital.

Group of answer choices

True

False

14. The only hospital serving a defined area, market, or geographic population is called a specialty hospital.

Group of answer choices

True

False

15. A reimbursement system whereby rates paid to hospitals are based upon the hospitals actual costs is called the prospective payment system.

Group of answer choices

True

False

16. An optometrist is a physician who treats diseases of the eye.

Group of answer choices

True

False

17. A pediatric orthopedic surgeon is considered a primary care physician.

Group of answer choices

True

False

18. An internist is a physician specialist.

Group of answer choices

True

False

19. A physician assistant is considered a mid-level provider.

Group of answer choices

True

False

20. Payer mix is a term that refers to the amount of managed care utilization experienced by a hospital versus straight commercial health insurance.

Group of answer choices

True

False