Question
A savings account associated with a high deductible health plan that allows participants to make tax-free contributions into their account and then use the money
A savings account associated with a high deductible health plan that allows participants to make tax-free contributions into their account and then use the money from the account to pay for qualifying healthcare expenditures.
Group of answer choices
Preferred savings account
Indemnity savings account
None of the above
High deductible savings account
High deductible savings plan
2. One area cited as creating a "market inefficiency" in healthcare is health insurance because it does what?
Group of answer choices
Insulates the consumer from the real cost
All of the above
None of the above
Reimburses based on negotiated rates
Utilizes managed care tactics
3. Group health insurance plans are regulated on the federal level by a federal regulations called:
Group of answer choices
Federal Health Insurance Act
None of the above
Employees Health Insurance Act
Group Health Plan Act
Health Insurance Act
4. Health insurance is typically offered and purchased through what structure or mechanism?
Group of answer choices
Hospitals
Employment
County Health Departments
Physicians
None of the above
5. An annual amount per plan year the health plan beneficiary must pay for covered healthcare services before insurance coverage begins is called the:
Group of answer choices
Copayment
Coinsurance
Premium
None of the above
Deductible
7. Both Medicare and Medicaid are federal healthcare programs that are administered at the federal level.
Group of answer choices
True
False
8. There are five separate health plans/programs within the Medicare program: Plans A, B, C, D & E.
Group of answer choices
True
False
9. Health insurance acts, in many cases, as a financing mechanism for enrollees regarding healthcare services anticipated or assumed that will be used and costs to be incurred in the future.
Group of answer choices
True
False
10. One of the characteristics of the U.S. healthcare system is fee-for-service reimbursement.
Group of answer choices
True
False
11. There is no clear evidence that urban providers offer a higher level of quality for the same services provided in a rural area.
Group of answer choices
True
False
12. Rural areas tend to have a greater supply of mental health providers on a per-capita basis than urban areas.
Group of answer choices
True
False
13. A hospital that is created to be owned, operated, or sponsored by the government is defined as a community hospital.
Group of answer choices
True
False
14. The only hospital serving a defined area, market, or geographic population is called a specialty hospital.
Group of answer choices
True
False
15. A reimbursement system whereby rates paid to hospitals are based upon the hospitals actual costs is called the prospective payment system.
Group of answer choices
True
False
16. An optometrist is a physician who treats diseases of the eye.
Group of answer choices
True
False
17. A pediatric orthopedic surgeon is considered a primary care physician.
Group of answer choices
True
False
18. An internist is a physician specialist.
Group of answer choices
True
False
19. A physician assistant is considered a mid-level provider.
Group of answer choices
True
False
20. Payer mix is a term that refers to the amount of managed care utilization experienced by a hospital versus straight commercial health insurance.
Group of answer choices
True
False
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