A stock produced total returns of 10%, -12%, -20%, and 36% over the past four years, respectively. What is the average rate of return for this period of time? What is the geometric average return? Select one: O a. 1.50%, 2.04% O b. 2.00%, -0.83% O c. 3.50%, 2.00% O d. 1.67%, 1.30% O e. 3.50%, 1.30%