A ten-year loan of 10000 at 8% annual effective interest can be repaid using any of the four following methods: I. Amortization method, with annual payments at the end of each year. II. Paying the 8% annual effective interest on the loan at the end of each year. In addition, make equal size annual deposits at the end of each year into a sinking fund earning 6% annual effective interest, so that the sinking fund accumulates to 10000 at the end of the 10th year. III. Same as II, except the sinking fund earns 8% annual effective interest. IV. Same as II, except the sinking fund earns 12% annual effective interest. Rank the total annual payment amounts (i.e. annual outlays) for each method