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a) What is the difference between unit trust, closed-end fund, and exchange traded funds? (S Marks) b) What are some new Investment instruments that may

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a) What is the difference between unit trust, closed-end fund, and exchange traded funds? (S Marks) b) What are some new Investment instruments that may have good prospect in the future? (6 Marks) c) During the period of negative interest rate, will fixed income investment still relevant? (6 Marks)

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