(a) Why are Special Purpose Vehicles (SPV) commonly used in structuring Sukuk? 4 marks) b) Briefly discuss the arguments FOR and AGAINST the practice of bay'al-dayn (3 +3-6 marks) (c) How would you detemine if "true sale" has taken place in a Sukuk structure? 4 marks) (d) What are the advantages of investing in equities via an equity fund (mutual fund/unit trust) as compared to directly purchasing stocks in the stock market? (6 marks)