According to the website of the Center for Medicare and Medicaid Services (CMS.gov), Medicare is a health insurance program for: people age 65 or older, people under age 65 with certain disabilities, and people of all ages with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant).

Why might the government need to intervene in the private health insurance market on behalf of such individuas? Explain.

Why did the expansion of health coverage under the Affordable Care Act (i.e. new enrollees, elimination of pre-existing conditions, children staying on their parents coverage until age 26, etc.) necessitate the mandate that individuals must purchase health insurance or pay a fine? Explain.

Does the government provision of health insurance present any potential unintended consequences (i.e. are there any potential issues with how individuals might choose to incur health care costs once the become fully insured)? Explain.