Adrian, a single man who wants to buy a house in five years, read an article that recommended a down payment of 20 percent. With a large income and little debt, Adrian can afford to save a substantial amount of money every month. He is asking you for advice to help him reach his goal. Assume that Adrian will need $30,000 for his 20 percent down payment in five years. If he locates an investment with a 9 percent rate of return that compounds annually, which of the following is closest to the amount that he will have to save each year? a. $5,013 b. $5,187 c. 56,003 d. $4,884