Advertisements in a daily newspaper by Pioneering Homes Pty Ltd referred to land and house packages on payment of $1000 deposit and $120-$140 weekly repayments. The advertisement didn't disclose that at some time between one and three years after the settlement date, long term finance would be substituted for the temporary finance, and that repayments could be expected to rise to just above $175 per week. Do the advertisements contravene the Australian Consumer Law? If they do, which section under the Australian Consumer Law Act will apply and explain why?