After an internal audit, your bank has determined that it has a negative repricing gap. What sort of risk are you concerned about, and how can you remediate it? a. Underwriting risk; tighten credit requirements. b. Liquidity risk; enter the repo market. c. Currency risk; arrange a currency swap. Interest rate risk; arrange an interest rate swap. Off-Balance Sheet Risk; arrange swaps swaptions or forwards at the time the loan commitment is made.