After graduating from college with a bachelor of business administration, you begin an ambitious plan to retire in 23.00 years. To build up your retirement fund, you will make quarterly payments into a mutual fund that on average will pay 12.40% APR compounded quarterly. To get you started, a relative gives you a graduation gift of $2,593.00. Once retired, you plan on moving your investment to a money market fund that will pay 4.44% APR with monthly compounding. As a young retiree, you believe you will live for 28.00 more years and will make monthly withdrawals of $10,713.00. (YOUR WITHDRAWALS ARE AT THE BEGINNING OF THE MONTH!!!!) To meet your retirement needs, what quarterly payment should you make?