After graduation, you plan to work for a company for 6 years and then start your own business. You expect to save and deposit $3,305 at the end of each of the next three years, $7,480 at the end of year 4, $10,668 at the end of year 5, and $14,895 at the end of year 6. The first deposit will be made a year from today. If the account earns 13.59% compounded monthly, how much will you have when you start your business in 6 years from now?