a.)Jimmer has contributed $15,000 to his Roth IRA and the balance in the account is $18,000 in the current year Jimmer with July $16,500 from the Roth IRA to pay for a new car Jimmer opened the Roth account 44 months before he made the with drawl in gym or is 53 years of age if Jim is marginal ordinary income tax rate is 25% what amount of tax and penalty if any is Jim are required to pay on the withdraw

b.)Jimmer has contributed $15,000 to his Roth IRA and the balance in the account is $18,000 in the current year Jimmer with July $16,500 from the Roth IRA to pay for a new car Jimmer opened the Roth account 76 months before he made the with drawl in gym or is 62 years of age if Jim is marginal ordinary income tax rate is 25% what amount of tax and penalty if any is Jim are required to pay on the withdraw