Alan has a PAP with the following coverages:

Liability coverages: $$100,000/$$$300,000/$$$50,000$

Medical payments coverage: $$5,000$ each person

Uninsured motorists coverage: $$25,000$ each person

Collision loss: $$500$ deductible

Other$-$than$-$collision loss: $$500$ deductible

With respect to each of the following situations, indicate whether the loss is covered and the amount payable $($or maximum amount payable$),$ if any, under the policy. Assume that each situation is a separate event.

$1.)$ Alan's son, age $16,$ is driving a family car, runs a red light, and kills a pedestrian. The family of the deceased pedestrian sues and damages are awarded in the amount of $$500,000$