Alia Maxwell has personally paid a total of $6,000 in medical costs this year, which is the out-of-pocket limit listed in her insurance plan. At this point, there is a provision in her insurance contract that requires her insurance company to pay 100 percent of her medical costs for the remainder of the year. What provision is this likely to be?

Coordination of benefits

Coinsurance

Stop-loss provision

Hospital indemnity clause

Major medical expense provision