Also when answering, what code of ethics and standards does this support or go against? using the CFA Institute

Kinner is an investment adviser with a number of elderly high-net-worth clients. One of her clients, Abbott, an 87-year-old globally well-known photographer, has been Kinners client for more than 30 years. She visits Kinners offices regularly to discuss her investment portfolio. Over the past several visits, Kinner has noticed that Abbott has increasing difficulty communicating and seems to be confused about concepts and ideas that she formerly was familiar with and able to understand. Abbott also appears significantly physically diminished. Lately, she has been accompanied by her grandson who describes himself as Abbotts caregiver. During her most recent visit, Abbott asks Kinner to move a portion of her assets into some speculative investments and to withdraw a significant amount of funds so that she can invest in a bakery that her grandson is opening. Abbott assures Kinner that these are her wishes, stating, I have talked about these changes with my grandson, and we are sure these are good investments. Kinner is alarmed by Abbotts new investment directives, believes Abbotts physical and mental health may be declining, and suspects Abbott has been improperly influenced by her grandson, who is taking advantage of Abbotts wealth. Kinner does not make the changes to Abbotts portfolio that Abbott requested. Instead, Kinner reports her concerns to a government agency charged with administering assistance to the elderly and infirm, as permitted by applicable law. Kinners actions are

A. inappropriate because Kinner should have contacted a close family member or trusted professional, such as Abbotts attorney or accountant, about her concerns regarding Abbotts apparent decline.

B. appropriate because Kinner is working to protect Abbotts interests and is following applicable law.

C. inappropriate because Kinner is violating her duty of confidentiality under the CFA Institute Standards of Professional Conduct by discussing Abbotts investments with the government agency.

D. appropriate if Kinner speaks separately with Abbotts grandson in his role as Abbotts caregiver to advise against changing the investment directives.