Although the scope of the Uniform Commercial Code is broad insofar as inclusion of instruments within the definition of commercial paper, it excludes certain instruments from its coverage. Which of the following is not covered by Article 3? Select one: a. A promissory note payable 30 days after presentment for payment b. A draft which is an order to pay c. A negotiable certificate of deposit issued by a bank. d. An investment security which is payable to bearer