an adjustable rate mortgage for 140,000 is made atbthe time when the expected start rate is 6%. the loan will be made with the teaser rate of 3% for the first year, after which, the rate will reset. the loan is fully amortizing, has a maturity of 25 years and will be made monthly. what if the reset date is three years after loan origination, and the reset rate is 8%. what will the monthly payments be (principal and interest) beginning in year 4 through year 25?