An employee contributes $15,400 to a 401(k) plan each year, and the company matches 10 percent of this annually, or $1,540. The employee can allocate the contributions among equities (earning 12 percent annually), bonds (earning 6 percent annually), and money market securities (earning 4 percent annually). The employee expects to work at the company 20 years. What is the terminal value of the 401(k) plan if the employee contributes 50% to Equities, 45% to Bonds and 5% to Money market securities?