An Insurance Services Office, Inc., personal auto policy $($PAP$)$ automatically provides liability coverage for

a$.$ a roommate who currently occupies the same dormitory room as the named insured in a PAP.

b$.$ a tenant of the landlord who is listed as a named insured in a PAP.

c$.$ family members who reside in the household of the person who is listed as the named insured in a PAP.

d$.$ the landlord whose tenant is listed as a named insured in a PAP.