An investment of $100,000 yields a net annual income of $19,000 at EOY 1 which decreases by $1000 per year until EOY 10. What is the future equivalent of all cash-flows at EOY 10 if the interest is 5% per year? O a $13,467 O b.-$18,025 O c. $19,002 O d.-$21,233 O e$24,532