An investor buys a five$-$year, $9\%$ annual coupon bond for $$975,$ holds it for one year and then sells the bond for $$985.$ What was the investor's rate of return?

$9\mathrm{.}65\%$

$10\mathrm{.}26\%$

$11\mathrm{.}21\%$

$9\mathrm{.}23\%$

$9\mathrm{.}00\%$