An investor would like to choose a CD with the following rate________ to the T-bill with quote of 4.80 with 150 days to maturity.

I. 4.98% I

I. 5.03%

III. 4.85%

IV. 4.82%

A) I and II

B) I, II, and III

C) I, II, III and IV

D) II only