Analyse reinsurance solutions, if any, which the company should consider for the following: Commercial lines Specialist liability insurance Construction and engineering.

You are the recently-appointed CEO of a medium-sized insurance company that exclusively writes Personal Lines business for their net account, due to the small limits offered. One of the goals that have been set for you is to grow and diversify the companys income. In discussions with your reinsurance manager, you consider looking at Commercial Lines business, along with specialist classes of business. However, you are concerned about the implications of this growth path and what its effect would be on current business operations, as well as the challenges that may be faced going forward.