Andy makes $100,000 per year and is about to retire. He has the following expenses that will be eliminated when he retires: (Ch. 2)

Retirement Savings (Annual) $12,000

FICA Payments (Annual) $8,000

The following expenses will increase for Andy in retirement by the amount listed:

Living Expenses/Housing (Annual) $24,000

Vacations (annual) $2,000

Medical (annual) $3,000

What is Andys WRR?

		80%
		80.8%
		99%
		109%