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Annual Factors: January-December Mkt-RF RF 2008 -38.34 1.6 2009 28.26 0.1 2010 17.37 0.12 2011 0.44 0.04 2012 16.28 0.06 2013 35.2 0.02 2014 11.7

Annual Factors: January-December Mkt-RF RF 2008 -38.34 1.6 2009 28.26 0.1 2010 17.37 0.12 2011 0.44 0.04 2012 16.28 0.06 2013 35.2 0.02 2014 11.7 0.02 2015 0.07 0.02 2016 13.3 0.2 2017 21.5 0.8...

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