Annulfy due. Rocineld is about to iease an aparimant for 30 menths. The landlord Wants him to make te lease payments at the start of the month. The montry paytents are 31,600 per month The landard says he wellailow Reg to prepay the rent for the entice lease with a discount. The ore-ime paymern due at the beghining of tre iease is $44.093. What is the implied manery discount rate for the rent? II Rog is earring O.3\% on his savings monthily, should he pay by month of maka the one-time payment? Whes is the enoine monity discount twe for the fent? (Round to two oedmal flacens.)