Answer the next 3(Q18,Q19 and Q20) Questions using the information below. You have been recently hired as a financial consultant by Independent Investment Partners, a well-known wealth management firm with offices in all 50 states. Your first assignment is to advice a client, Maureen Smith, who is considering whether to accept an early retirement package offered by her firm. Ms. Smith currently earns a $70,000 and she is 50 years old. She is good health and expects that she could work for another 25 years before retirement. If she rejects the early retirement offer and continues to work for her company, her annual salary could increase at the rate of 3.5% per year. She wants you to advise her whether she should accept the early retirement offer or not. Your firm could guarantee her a rate of return of 10% annually on her investments. Answer the next three questions in order to explain her options to her. 18. What would be Maureen's lump sum payment if she accepts the early retirement offer? 19. If Maureen decides to save only 20% of her lump sum (early retirement) payment and she is able to earn a guaranteed return of 12.5%, how much would she accumulate from her savings in 15 years when she turns 65 years old? SHOW WORK or excel inputs or financial calculator inputs. a. $1,019,963 b. $2,614,494 c. $174,300 d. $2,614,500 e. None of the above 20. How much could Maureen withdraw in equal amount over the next 25 years (i.e. to her 90th birthday) from her savings? SHOW WORK