Arnold Brown has a Visa Card with an annual percentage rate of 16.8 %. The unpaid balance for his June billing cycle is $1,054.33. During the billing cycle he purchased a printer cartridge for $43.72, books for $291.59 and gasoline for $17.06. He made a payment of $1,000. If the account applies the unpaid balance method, what are the finance charge and the new balance?