As a loan officer for Third Commercial Bank your job description includes evaluating and recommending approval of commercial and real estate loans. On your desk is a loan application from Avantgarde Manufacturing, a producer of household goods. Nine years ago, your bank declined a loan application from AvantgardeOne, partially due to a debt ratio higher than the Industry average. The average percentage of assets financed by liabilities rather than stockholders' equity for the manufacturing industry is 50%. The rationale for declining the previous loan request was that too much debt posed a risk of default. To assist you in your analysis of the current loan application, you have created a Tableau Dashboard depicting trends in assets, liabilities, and equity for the most recent ten years. TOTAL ASSETS Total Assets $900,000- $800,000- $700,000 $600,000 $500,000- $400,000- $300,000 $200,000 $100,000 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021