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As adopted into California law, the NAIC's 2010 Model Suitability in Annuity Transactions Model Regulations require all producers to document that an annuity sold to

As adopted into California law, the NAIC's 2010 Model Suitability in Annuity Transactions Model Regulations require all producers to document that an annuity sold to a senior is: A Without surrender charges B With the knowledge and consent of the senior's adult children C Through an insurer in the highest three credit ratings of a nationally recognized credit rating service D Suitable for that person's needs and objectives

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