As of today, Joe owns debt on one credit card: Citi $1,900. He is not charging additional purchases because he wants to get this debt all paid off. The card has an APR of 14.4%. First monthly payback will begin one month from now. Part 1 1* Attempt 1/3 for 10 pts. How long (\# of months, keep the decimal) does it take to pay off Citi if he only makes monthly minimum payments of \$29