As your group covered a wide scope of topics, I am going to present a series of questions that you can spread across your team for each member to respond individually (i.e. Each member only needs to respond to one question, while ensuring that all questions are addressed across your group). First, do you think it is appropriate for companies to use student loan assistance as a tool to aggregate talent(i.e. Offering to pay student loan debt as a form of compensation), and does this pose any risks to students holding debt? Secondly, when you look at the economic environment currently, would you be concerned that rising interest rates and stagnant inflation might tip us into a recession, and in turn impact student loan debt holders more significantly? Thirdly, what might be the unintended consequences of greater government assistance in either seeking to set limits to college education costs, or through providing direct funding for education? Lastly, if the government were to raise the credit standards for student loan borrowers, do you think that this increases inequities across would-be borrowers? This would seem sustain the challenges we have in terms of income gaps. Please seek to appropriately support your responses