asap! handwritten please thank you

3. You recently won a lottery which will provide an annual payment over the next 15 years. You will receive the first payment one year from now in the amount of $5,000. Every year after that, the payment amount will increase by 2.5%. What is your lottery winnings worth to you today if you can earn 4% on your investments?? 5 Marks 4. You are offered an investment with an effective annual rate (EAR) of 13.65% with quarterly compounding. What is your annual percentage rate (APR)? 4 Marks