Assume a pool of 115 people in an insurance pool (a group of people insured through community rating).It is estimated that a small number in the pool will have significant pre-existing conditions as indicated in the table.

Based on the age of these 115 people, the insurance company estimates the following distribution of health care claims (which includes necessary profit and administrative costs of the insurance company).

1. Number of Insured-5 (all the way down the row)
2. Anticipated Health/Costs/Year/Person

5 $1,400

5 $1,500

5 $1,600

5 $1,700

5$1,800

5$1,900

5$2,000

5$2,100

5$2,200

5$2,300

5$2,400

5$2,500

5$2,600

5$2,700

5$2,800

5$2,900

5$3,000

5$3,100

5$3,200

5$3,300

5$4,000

5$7,000

5$10,000

Everyone joins the pool and pays the necessary premium in the first year.The claims experience of the customers is found to be generally consistent with expectations of the insurance company.

What would be the premium in the second year if there is no inflation, based on the company's experience from the past year?