Assume that a firm starts out as an all equity firm with $1,000,000 of equity, $1,000,000 of assets, and a return on assets (ROA) of 10 percent. Also assume that management then makes the decision to issue $200,000 of debt, at a before-tax rate of 5 percent, and use the proceeds to buy back $200,000 of equity. Based on this information, and assuming that the firm's tax rate is 40 percent, determine what the return on equity (ROE) will be after the buy back. O 10.50% O 13.00% O 11.75% 14.25% O 15.50%