Assume that Target plans to purchase several large machines to move product at each of its fulfillment centers. The total purchase price of the machinery is approximately $450 million. Target will borrow the entire purchase cost of the machines. It will either take a 10-year loan at 8%, with monthly payments OR a 2-year loan at 10%, also with monthly payments. Show calculations for the present value of each loan structure.  Explain your reasoning. in excel