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Assume that you, as a financial institution, will give 38,000 USD as a loan to the customer. The customer is able to pay the loan

Assume that you, as a financial institution, will give 38,000 USD as a loan to the customer. The customer is able to pay the loan 2,500 USD every month for 5 years. What should be the minimum annual interest rate you should charge to this customer?

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