Assume today is January 1 and you plan to invest $5,000 at the end of each quarter for a total of 2 years in an account with an interest rate of 12% compounded quarterly. You will make your first payment at the end of March.

You would like to calculate the amount your investment will grow to by the time of your final payment. Question: What should be the correct "n" and "i" to use for factor table purposes in order to answer your question?

the "n" should be:

the "i" should be: