At March 31, Cummins Co. had an unadjusted balance in its cash account of $11,700. At the end of March, the company determined that it had outstanding checks of $1,390, deposits in transit of $820, a bank service charge of $60, and an NSF check from a customer for $245. What is the true cash balance at March 31?

1. $11,130

2. $11,395

3. $11,700

4. $10,740