Atul accumulated INR $200,000$ in his three years of service and is able save INR $10,000$ per month for at least next $10$ years. Create three financial plans for Atul if he considers passive investing, aggressive investing or a moderate risk bearing plan. How will your strategy change if Atul also seeks tax benefit while exercising the plan? Critically analyse three instruments fitting each of the three plans and provide the corpus which can be created for Atul in $10$ years.

$(10)$