Avishek and Biyu each take out $12,000 10 year loans at an interest rate of i(26) = 1.050%. Avishek will repay the loan with level monthly payments. Biyu will repay the loan with monthly payments that are level repayment of principle plus interest. After 7 years the outstanding balance on Avishek's loan is less than the outstanding balance on Biyu's loan. Select one: O True O False If the spot rates in are all positive (1 = n