aymond James purchased a non-participating whole life policy with a face amount of $300,000and selected a 20-pay option. He is 35 years of age and he will have a paid-up policy at age 55. Which of the following are features offered by the guaranteed non-participating whole life policy?

1. Automatic premium loan

2. Cash Surrender Value ( CSV)

3. Reduced Paid-Up insurance and Extended Term insurance

4. Policy loans

5. Dividends

6. Flexibility to change or add new life insureds

	A.	2, 3, 4, and 5 only
	B.	2, 3, 4, and 6 only
	C.	3, 4, 5, and 6 only
	D.	1, 2, 3, and 4 only