b. Advantages to a college student having a credit card are:(Select all that apply.)

A.

the opportunity to purchase all the latest fashions without having to worry about the price.

B.

Availability of a variety of free benefits.

C.

the opportunity to build a positive credit history for the future.

D.

Convenience of a complete, itemized bill for a month's worth of shopping.

E.

Convenience of making reservations or guaranteeing reservations for late arrival.

F.

Interest-free use of funds, only applicable for cards with a grace period.

G.

the convenience of deferring monthly bills until financially able to pay them.

H.

the convenience of in-person (without cash), phone, or Internet shopping.

I.

the ability to use the card in an emergency situation away from home.