b$.$ Taking the exchange rate effect on the cost of borrowing into consideration, determine the effective interest

rate in U$.$S$.$ dollars on the loan in each of the three years $2020,2021,$ and $2022.$

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Required B

Taking the exchange rate effect on the cost of borrowing into consideration, determine the effective interest rate in U$.$S$.$

dollars on the loan in each of the three years $2020,2021,$ and $2022.($Do not round intermediate calculations.$)$