Bank of America provides 2.69 APR on new cars from dealerships. The New 2020 Maserati Ghibli S Q4 Gran-Lusso Sedan has a purchase price listed at mere $89,999. Provide what your monthly payment would be for an amortized loan over a 5-year period. Identify at least 3 factors that would take into account that would cause a variation in this payment amount. Additionally, identify how you could compute the outstanding balance on the loan 2 years into the payment history