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Banks, savings and loan associations, mutual savings banks, and credit unions a. are no longer important players in financial intermediation. b. have been providing services

Banks, savings and loan associations, mutual savings banks, and credit unions

a. are no longer important players in financial intermediation.

b. have been providing services only to small depositors since deregulation.

c. have been adept at innovating in response to changes in the regulatory environment.

d. all of the above.

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