Bantam Industries has budgeted the following information for March: Cash receipts Beginning cash balance Cash payments Desired ending cash balance $ 271,000 5,000 280,000 25,000 If there is a cash shortage, the company borrows money from the bank. All cash is borrowed at the beginning of the month in $1,000 increments and interest is paid monthly at 1% on the first day of the following month. The company had no debt before March 1st. The shortage or surplus of cash before considering cash borrowed in March would be: O $25,000 shortage. O$29,000 shortage. O$29,000 surplus. O $4,000 shortage.