Bao and Mary Jane Lee have a yearly income of $$75,237$ and own a house worth $$98,700,$ two cars worth a total of $$21,162$ and furniture worth $$9,953.$ The house has a mortgage of $$50,336,$ and

they have a car loan with an outstanding balance of $$4,614.$ Utility bills, totaling $$235$ for this month, have not been paid. Calculate the debt ratio for the Lee household.

Bao and Mary Jane's debt ratio is

$\%.($Round to two decimal places.$)$